Join CUPAY

CREDIT UNIONS KNOW
THEIR MEMBERS.
WE KNOW PAYMENTS.

WHEN MEMBERS WIN – CREDIT UNIONS WIN

PRICING + fair and transparent pricing + highly competitive and flexible options +no nuisance fees SERVICING + personalized 1:1 account management + 24/7 technical service + reporting, data insights, and analysis VALUE ADD + cost optimization reviews + proactive outreach with tech upgrades + ongoing support & advice TECHNOLOGY + new and easy-to-use terminals + payment journeys with API integrations + tailored solutions for complex needs

CUPAY Merchant Services solution offers a complete suite of payment acceptance solutions for businesses of all sizes. From in-store POS, mobile/in-app payments, to eCommerce gateways, software integrations, BNPL plug-ins, and unattended options – we’ve got what your business members need in one powerful platform.

  • Simple, flexible, transparent, and cost-effective pricing options
  • Personalized one-on-one support for quick response and issue resolution
  • Modern, reliable, plug & play technology as well as tailored solutions
  • Expert consultation so members know their options and make the right choices
  • Proactive outreach with cost optimization insights, tech upgrades, and new solutions

CUPAY can offer credit unions full visibility and control over their member experience. Because when members win – credit unions win!

Grow with Us

GROW and deepen your member relationships

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  • flexible and competitive pricing for businesses of all sizes
  • open doors to new business relationships with robust solutions, sales, and marketing support
  • a provider who doesn’t compete with you for your member

GROW YOUR UNDERSTANDING OF YOUR MEMBERS’ BUSINESSES

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  • access sales data to identify growth opportunities or mitigate risks
  • visibility into the member experience so you know how your members are being serviced
  • better franchise your member by integrating payments into your relationship

GROW YOUR REVENUE POTENTIAL

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  • earn more compensation with aggregate volumes with other credit unions
  • program performance incentives with the support of a proven partnership success model
  • better overall growth with pricing and servicing to increase acquisition and retention rates

GROW and deepen your member relationships

hand
  • flexible and competitive pricing for businesses of all sizes
  • open doors to new business relationships with robust solutions, sales, and marketing support
  • a provider who doesn’t compete with you for your member

GROW YOUR UNDERSTANDING OF YOUR MEMBERS’ BUSINESSES

dd
  • access sales data to identify growth opportunities or mitigate risks
  • visibility into the member experience so you know how your members are being serviced
  • better franchise your member by integrating payments into your relationship

GROW YOUR REVENUE POTENTIAL

arrow 2
  • earn more compensation with aggregate volumes with other credit unions
  • program performance incentives with the support of a proven partnership success model
  • better overall growth with pricing and servicing to increase acquisition and retention rates

WHY CUPAY IS DIFFERENT

CUPAY was developed to address a credit union system gap in Merchant Services. Offered in partnership with LSM (a wholly owned subsidiary of Atlantic Central) and Payments+Partnerships we have created a Merchant Services solution that is built by and for credit unions and their members.

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Payments+Partnerships works with financial institutions, merchants, and fintechs/paytechs to develop payment solutions that create value.  With many credit union clients and system partners, Payment+Partnerships supports you in evaluating, developing, and managing payment program solutions. Our proven success and partnership model make CUPAY uniquely qualified to help guide credit unions to evolve their Merchant Services strategies for the better!

League Savings and Mortgage Company (LSM) is a federally regulated financial institution that for almost 60 years, has been a trusted partner to credit unions and their members helping them achieve financial success by offering competitive products and services in an ever-evolving market. 

Atlantic Central (AC) is recognized for providing value through their aggregation model and proven program delivery methodologies for launch and adoption. With the support of AC, we worked with credit unions to secure feedback on what we developed and confirmed that CUPAY would not only meet but exceed, expectations.

CUPAY leverages payments solutions offered by Canada’s leading payment processors to provide modular and scalable payment technologies that seamlessly integrate and support partners globally including merchant onboarding, pay-in and pay-outs, optimization, orchestration, fraud, risk management, and much more – all in a single and easy integration.

We look forward to working with you so that you can see how CUPAY can enable credit unions to offer a curated solution for members’ best interests.

COMPLETE + FLEXIBLE + TRUSTED

Let's Get Started

Let's Get Started
Join CUPAY

Email
[email protected]

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Call
1 888 99 CUPAY

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CUPAY is a trademark of Canadian Credit Union Association (“CCUA”). The CUPAY wordmark and logo are used with permission of CCUA.

CUPAY powered by Payment Acceptance Solutions Inc, is a registered ISO of Nuvei Technologies Corp., 1100 Boulevard René-Lévesque West, #900, Montreal, Quebec, H3B 4N4

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OPTION 3: NEGOTIATED PRICING

NEGOTIATED PRICING icon

A tailor-made solution for your business – because one-size-fits-all is so last season!

  • Customized to you and your unique business needs.
  • Negotiated by you with specific rates, and fees based on your business needs, transaction volume, and other factors.
  • A personalized approach with the potential for cost savings and arrangements that better align to your specific requirements and financial goals.

OPTION 2: COST PLUS INTERCHANGE

COST PLUS INTERCHANGE icon

Unlock transparency in payments with Cost Plus Interchange by CUPAY!

  • No secrets, you’ll know exactly what you’re paying with fair fees.
  • Pass-through fees – Visa and Mastercard interchange fees get directly passed-on. You pay the actual cost of processing a transaction, plus a fixed percentage fee charge.
  • Transparency and understanding, of the true cost of accepting different card types.

OPTION 1: ALL IN

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Cut the confusion! All In pricing by CUPAY means one clear rate for your payment needs.

  • No hidden fees, a clear picture of your payment acceptance costs including interchange fees, processing fees, and any related charges.
  • Clarity to make informed decisions and manage your budget more effectively.
  • Simplicity of a predictable and manageable relationship with CUPAY.