Join CUPAY

FLEXIBLE, COST-EFFECTIVE
AND TRANSPARENT
PAYMENT PROCESSING

PRICING THAT FITS BUSINESSES OF EVERY SIZE

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No application fees, No cancellation fees, No nuisance fees

CUPAY offers members the choice of three simple and transparent pricing options.

Option 1

All In

All In Icon
  • Price certainty
  • Easy to budget
  • Simple reconciliation
Learn More

Option 2

COST PLUS
INTERCHANGE

COST PLUS INTERCHANGE icon
  • Pass through interchange fluctuations
  • Lower overall costs with a consistent, straightforward, and fair transaction markup
  • Simple tracking and reconciliation
Learn More

Option 3

NEGOTIATED
PRICING

NEGOTIATED PRICING icon
  • Higher volume eligibility
  • High value cost transaction optimization
  • Specific or unique processing situations
Learn More

Option 1

Option 2

Option 3

All In

COST PLUS
INTERCHANGE

NEGOTIATED
PRICING

All In Icon
COST PLUS INTERCHANGE icon
NEGOTIATED PRICING icon
  • Price certainty
  • Easy to budget
  • Simple reconciliation
  • Pass through interchange fluctuations
  • Lower overall costs with a consistent, straightforward, and fair transaction markup
  • Simple tracking and reconciliation
  • Higher volume eligibility
  • High value cost transaction optimization
  • Specific or unique processing situations
Learn More
Learn More
Learn More

SEE YOUR SAVINGS
IN JUST THREE
EASY STEPS:

  • Your Name
  • Your email address
  • Your recent statement

We’ll email you back a cost
comparison that will have you
switching to CUPAY with confidence.

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LEARN HOW MUCH
YOU CAN SAVE!

Referral Form - Statement Upload
1. Name
1. Name
First
Last

Maximum file size: 134.22MB

Let's Get Started

Let's Get Started
Join CUPAY

Email
[email protected]

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Call
1 888 99 CUPAY

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Schedule A
Meeting

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CUPAY is a trademark of Canadian Credit Union Association (“CCUA”). The CUPAY wordmark and logo are used with permission of CCUA.

CUPAY powered by Payment Acceptance Solutions Inc, is a registered ISO of Nuvei Technologies Corp., 1100 Boulevard René-Lévesque West, #900, Montreal, Quebec, H3B 4N4

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Visa Interchange & Fees
Mastercard Interchange & Fees

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Privacy Policy
Canada’s Code of Conduct for Debit and Credit

OPTION 1: ALL IN

All In Icon

Cut the confusion! All In pricing by CUPAY means one clear rate for your payment needs.

  • No hidden fees, a clear picture of your payment acceptance costs including interchange fees, processing fees, and any related charges.
  • Clarity to make informed decisions and manage your budget more effectively.
  • Simplicity of a predictable and manageable relationship with CUPAY.

OPTION 2: COST PLUS INTERCHANGE

COST PLUS INTERCHANGE icon

Unlock transparency in payments with Cost Plus Interchange by CUPAY!

  • No secrets, you’ll know exactly what you’re paying with fair fees.
  • Pass-through fees – Visa and Mastercard interchange fees get directly passed-on. You pay the actual cost of processing a transaction, plus a fixed percentage fee charge.
  • Transparency and understanding, of the true cost of accepting different card types.

OPTION 3: NEGOTIATED PRICING

NEGOTIATED PRICING icon

A tailor-made solution for your business – because one-size-fits-all is so last season!

  • Customized to you and your unique business needs.
  • Negotiated by you with specific rates, and fees based on your business needs, transaction volume, and other factors.
  • A personalized approach with the potential for cost savings and arrangements that better align to your specific requirements and financial goals.